Yes, and you have many options. I had been skeptical about travel insurance until my husband had emergency eye surgery 2 days before a trip, and it paid off. Now I carry an annual travel policy (see below). You should also check with your medical insurance provider to understand what they cover should you have issues outside of the USA. Medicare generally does not provide coverage outside of the USA.
Phi Mu Foundation does not carry travel insurance for you, nor do we have an agreement with a preferred insurance provider.
With our Travel Providers:
For AHI Travel trips (Spain, Dutch Waterways, Holiday Markets), AHI offers a program that covers incidents during the trip. It does NOT cover incidents (like my husband’s eye surgery) that happen before departure. Medical coverage is limited.
For Alaska, Oceania also offers a program run by Aon insurance.
Premium Credit Cards (AmEx Platinum, Chase Reserve, etc.) usually also provide some travel insurance for trips paid for on their card. I always book trips on my premium card just for this service. Check your card’s website for what they cover.
Travel Insurance packages can include insurance for just this trip or for the full year. I carry an annual travel insurance policy that covers all my travel, not just individual trips. It really is up to you. Travel insurance comparison websites include Squaremouth and InsureMyTrip. US News recently ranked all travel insurance companies here.
Insurance is something you hope you’ll never need but are glad when you need it.
It’s the smart thing to do.
-Janeen Judah, Phi Mu Foundation Board President